WHAT DO YOU THINK IS THE REASON?

Did you know that nearly one in three people between the ages of 18 and 34 – millennials – have no money saved for retirement, and one in four report owing more money than they have currently saved. That’s what this week’s article stated, along with writing that...

TOOLS FOR RETIREMENT PLANNING

From time to time I am asked to provide resource calculator tools that can be used to plug in numbers such as age, income, social security benefits and years to retirement so that individuals can see if their resources are in line with what they believe their...

IS THIS RISK OF CONCERN TO YOU?

This week’s article reminds us that determining how much money one will need to save in order to have a secure retirement depends on “the ultimate unknowable: How long will you live?” The risk of running short is called a “longevity risk”, and this risk is of concern...

WHAT ARE YOU Counting on?

I frequently discuss individuals’ concerns over their inability to count on enough monthly income from their employer’s pension plan to provide them with the retirement income they want to receive. This week’s article also addresses these concerns and states “Present...